A loan facility available to salaried customers (Civil servants & vetted private companies) through a check-off system.
The loan is advanced up to four (4) times the average monthly net salary to help the salaried customers meet emergency needs. It is a facility afforded to salaried employed for securing small amounts of short-term credit to finance emergency needs.
Personal Development Loan
Personal development loan is a medium term loan granted to salaried customers for purchase of capital assets mainly motor vehicles, purchase of land and development of land with title deed.
TOD (Temporary Overdraft)
A facility given to customers whose remittances pass through the account. It is salary or constant remittance based. It is recovered in the next pay period or remittance.